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Personal Finance for PhDs


Nov 4, 2019

In this episode, Emily interviews Beth Moser, a certified career coach specializing in higher education clients pursuing career change. Beth was All But Dissertation and pregnant with her first child when the Great Recession hit Phoenix and she was laid off from her museum job, so she and her husband lived on his graduate student stipend and the money she earned from odd jobs. Their home also lost enough value so as to go underwater, which tied them to Phoenix long-term while the value recovered. These events brought them to "financial ruin," and they spent the next several years digging themselves out of that hole. Beth and her husband pursued several strategies to improve their finances over the coming years, including a career change for Beth, slashing household expenses, better financial management, and working with a financial advisor. Beth concludes with excellent money mindset advice for younger PhD trainees. You can find Beth at Academics at Work.